One of my new clients was severely injured while driving in Saint Louis. While driving, she was struck extremely hard in the rear of her car. The collision threw her car into the median causing it to flip around several times. Apparently the man who hit her was fleeing from the police. This is often the case; he does not have any insurance from which she would recover for her injuries. Luckily, my client has uninsured motorist coverage. I was first concerned with the fact that she carried only the minimum limits of $25,000.00. However, after further investigation, we discovered that she has three different cars which all carry the minimum limits. What some owners may not know is that you are able to combine the coverage from all of these three different cars so that we now have $75,000 of uninsured motorist coverage. Uninsured motorist coverage is a kind of coverage which is required by state law. Basically it applies when you are injured by someone who does not carry liability insurance. Your own insurance essentially steps into the shoes of the uninsured driver.
The little twist in this case is that the local police department was engaging in a high speed pursuit. Apparently, the only reason is because the uninsured motorist was speeding. The problem for the police department is that there are strict laws stating when they can and cannot engage in a high speed pursuit. Obviously, these laws and regulations are to help protect the safety of the general public, to prevent circumstances like this. As for now, my client is continuing to visit the doctor and recover from her injuries. Once that is done, we will proceed against collecting from her insurance company and possibly the police department as well.
If you have been injured in a car accident, you need to contact a personal injury attorney immediately. Situations such as those described above are a good example of why you need an attorney who focuses their practice exclusively on personal injury. If you have been injured, feel free to contact Josh Myers. He will not charge an hourly fee, so you will not have to pay any money for us to being handling your case. Case consultations are always free.
